What is Ajyal?

Ajyal is an innovative form of banking, designed to offer a range of banking solutions that ease and
empower life – whether you are a student, a new grad or an aspiring pro in your first job.
Ajyal helps you meet your money goals while letting you live your best life with awesome deals and VIP
perks. Think of it as your new friend that supports you throughout your career journey, getting you to where
you need to be.

What is NBF and how is Ajyal related to it?

What is NBF and how is Ajyal related to it?
NBF (National Bank of Fujairah) is an award winning bank that provides corporate, commercial, personal
and Shari’a compliant banking services, both online and via a network of 18 branches across the UAE.
We’ve been around for a long time, leveraging our deep banking experience and market insight to help
clients just like you achieve your personal and business goals.
Ajyal is our latest innovation aimed at giving you, the youth and future of the UAE, the power of financial
freedom while enabling you to fulfil your aspirations.

What facilities do I get with Ajyal?

Ajyal is designed, keeping in mind the needs and banking preferences of the young generation. It offers perfect
combination between leading financial tools and unbeatable perks.
You can enjoy:
  • Free of charge cash on demand from over 6,000 ATMs across the UAE
  • Banking on your terms with the on-the-go 24/7 digital banking experience through NBF Direct
  • Simply tapping to pay your bills through the NBF Direct app
  • Saving to achieve bigger things with our free NBF Savings Account with no minimum balance requirement
  • Keeping track of your payments with free monthly email statements and 24/7 SMS alerts
  • Staying true to your roots and accessing our suite of Shari’a compliant products
Our exclusive perks created just for you:
  • Are you a globetrotter? Get our free NBF Traveller International app to avail amazing discounts on dining, wellness, lifestyle, and entertainment at over 1,000 outlets across the UAE
  • Avail exclusive discounts at the hottest restaurants and your favourite hangouts with the NBF Visa Credit Card

I’m a first-time employee, what’s in it for me?

Get up to 2% cashback on every purchase, and 60% cashback on movie tickets with an NBF Platinum
Exclusive Credit Card

Earn attractive interest rates when you set aside as little as AED 500 a month in a Dream Deposit

Take your savings to the max and get easy access to your funds plus higher yields on surplus funds
with NBF Max Saver

Getting married or taking a gap year? Get a short-term loan to make it happen

Hit the road with an NBF Auto Loan at competitive rates


I am in! Am I eligible for Ajyal?

You’re eligible if you’re a UAE national aged between 18 and 25 years and a student,
graduate or first-time employee.

How can I get started?

Join the Ajyal squad in less than a minute. We know you don’t have time for lengthy applications, so simply
download the NBF Instant app from the App Store or the Google Play Store. (Insert direct links to the app on
both stores)
All you need is a selfie and your Emirates ID. Once you register, the NBF crew will contact you to complete
the process. Your welcome pack, including your NBF Debit Card, will be delivered to you. It’s that easy!

Why should I choose Ajyal?

We believe in the nation’s youth and your passion and drive, and we’d like to partner with you to enable your
journey to the top. Ajyal is how we’ll help get you there.

Terms & conditions apply.